A question from earthling: How much money does car insurance go up per year after an accident that is your own fault?
My wife and I just had an accident in a parking lot in which we backed into another car that had almost completely backed out already. No one was hurt, but the damage caused by our car is between $ 1,000 and $ 1,500. We will not have the damage to our car repaired. This accident is our fault; however, both of us have had a completely perfect driving record up until now. We just want to know how much this accident is going to make our insurance go up.
Best answer:
Answer by intelligent_friendlistener Usually 5 percent for 5 to 10 years depending on the company. But – a good company will credit you with many years of good driving. I had no tickets and no claims for 35 years and got a letter saying I cannot be cancelled for any reason – ever – even if I decide to ram someone. Ask your agent most are close to the same so if you have enough “perfect” years maybe you will not get any penalty.
If you suffer from sticker shock every time you open up your auto insurance bill, then it’s time to consider ways that may help reduce the cost. Quite simply, being a good driver is one way to pay less for insurance. Insurance companies generally look at the past three years of your driving history. A minor traffic infraction can potentially impact your rates. The type of car you drive also plays a role. If you’re shopping for a new car, call your insurance agent and get an estimate of what your premium might be. If the car has a low risk of theft and has the latest safety gear, you may get a break. Other ways to save: most companies offer multi-policy discounts if you have the same company carry more than one of your insurance policies; students may be eligible for “good student” discounts; and you can raise the deductible, which is your out-of-pocket expense on a claim. Video Rating: 4 / 5
I bought a car, thinking I had car insurance, and I want out. I didn’t put any money down, yet i signed the paperwork and drove off the lot with the car. I brought back the same day, but of course they didn’t take it back. Can they hold me to the loan if i didnt have car insurance and i have no job? I am only 19 and want a way out.
This what happen i went away from vac and i left my family member money to pay for my car insurance and they didnt do that. Is there a way for me to get my car insurance restore back on. Dont care if i have play plenty or anything but just want back on.
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I just bought SR-22 liability car insurance yesterday for 5 which covers the first month. It was needed in order for me to get my license reinstated after a DUI. So i go to the DMV with my proof of insurance hoping to get my license back but find that my license is suspended still(for another 3 months). So now i have no use for the insurance that i just bought. Will i be able to get my money back?
I just moved to Massachusetts from Rhode Island and recently purchased a new car. I need cheap insurance for my car because I am young and don’t make a lot of money. Has anyone reading had a good experience with a Massachusetts Auto Insurance Agency? I really would prefer to do this all online instead of on the phone. Websites are welcome! Thanks!
I’m sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year.
So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I’m willing to hear any ideas.
Oh and if it means anything, my parents are with State Farm.
I am looking for a car, I don’t have a lot of money, and I’d like to have an idea how much my insurance would cost me. I am female, and a first time driver. Can anyone give me a price range?
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