Irish_Girl860509 asked:


I will be graduating from college in a year or two, and when I start my job I will have to pay for my own car insurance. I have had a few small accidents, but they all still count as accidents and raise the insurance I have. So my question is, will my “record” still be the same if I switch companies? My last accident was over a year ago. And how long does it take for the rates to go back down, if at all?
I mean when I had all my accidents it was the first few years after I got my drivers license so I don’t think it counts towards how good of a driver I am now… right?