npbassman asked:


When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don’t know? I’ve had two moving violations within the past 5 years and I’m wondering how to answer these questions when I shop for insurance on a new vehicle.

Teddy Y asked:


A friend of mine was in an acciedent but their insurance doesnt start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting their policy?

Brittany B asked:


Allstate, Statefarm, and independant all don’t offer car insurance in Massachusetts. Does someone know why this is?