Will car insurance offer a jump start to my car?
Wednesday, March 31st, 2010 at
7:13 pm
My car doesn’t ignite and I’m guessing the battery is out. Will my car insurance company be able to come over and jump start my car? I use Farmer’s btw. Otherwise what’s the best solution?
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Only if you have tow service included with your auto insurance package. Some companies include it by default (though they charge extra for it), but I’m sure with Farmers and other big companies you’ll have to opt in to that service. You can check with your insurance company, and they’ll be able to tell you right away whether you have it or not.
Also, don’t start a tow package just for this situation unless you’re ok with leaving your car sitting for a few days, at least. Especially with auto insurance tow packages, there’s a delay time between when you set it up and when you can actually file a claim. AAA may be like this as well, but it’s worth checking into because it has other benefits.
The best, and cheapest, solution would be to have somebody jump you — a friend or relative, ideally.
You can also call a tow company, but it’ll be cheaper for you to go out and buy a new battery. You could also go to a car-parts store, or a store like Walmart and purchase a battery charger / jumper — they charge your battery but also help to boost the juice enough to start your vehicle. This option could also be cheaper than hiring a tow truck. However, if this is your only vehicle… your options are likely limited to what I’ve listed here.
Usually, tow packages added onto your auto insurance are relatively cheap — $5 per month or there about. Unless you have something else, like a AAA membership, it might be worth considering because it can save you a lot of money in situations like this.
Call AAA
Your insurance company isn’t the motor club. If you are enrolled in a roadside assistance program, either through your insurance company or a private company, such as AAA, then call them. Otherwise, call a friend to jump it.
Only if you purchased the optional roadside assistance coverage.