What is considered a car accident (for car insurance purposes)?
June 21st, 2009 | by The Broker |
Mike O asked:
When signing up for car insurance, it asks on the application whether the driver has been in a car accident in the past 5 years. What is considered a car accident? Let’s say I hit someone, but both parties decided not to report it. As far as the insurance company is concerned, is that considered a car accident for their purposes or no?
When signing up for car insurance, it asks on the application whether the driver has been in a car accident in the past 5 years. What is considered a car accident? Let’s say I hit someone, but both parties decided not to report it. As far as the insurance company is concerned, is that considered a car accident for their purposes or no?
In such a case, what would one answer? Yes or No?
4 Responses to “What is considered a car accident (for car insurance purposes)?”
By Brian W on Jun 24, 2009 | Reply
When ever a car hits another car, barrier or structure where damage and injuries is reported, and police report has been taken.
By Larry E on Jun 25, 2009 | Reply
Even though it wasn’t reported it’s an accident. Rather you report it or not is up to you but if you say no and they find ou tabout it you won’t be covered because of giving false information. As Clint Eastwood would say, do you feel lucky.
By Chance D on Jun 26, 2009 | Reply
For car insurance the obvious way to get a good quote is do a policy comparison on car policies. Make sure that you pick similar options with the same deductibles, car make, zip code, etc so that all options are an accurate comparison.
What I always recommend is an internet comparison quote at since they have discount insurers and can give several prices on car insurance polices.
By ANDREW W on Jun 27, 2009 | Reply
Easy answer,nope.Not solvable question,nope.Have a look here ,your answer may be here