How much does car insurance run? and does your credit affect it?
Saturday, April 25th, 2009 at
10:01 pm
Michelle A asked:
I am a 20 year old female attending college. I want to know if i get car insurance will it be fairly reasonable. I also dont have the best credit..I had to take out school loans! if anyone is in the same situation plz give me a price you pay for car insurance. Thanks!
I am a 20 year old female attending college. I want to know if i get car insurance will it be fairly reasonable. I also dont have the best credit..I had to take out school loans! if anyone is in the same situation plz give me a price you pay for car insurance. Thanks!
Tagged with: Attending College • Car Insurance • School Loans
Filed under: Car Insurance
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any person under 25 is ahigh risk and ma get lower insurence payment only if insureed with parents
Factors on price
Your age
how many years have you been dirving
did you stay continuously covered by ins during those times
zip code car will be parked at over night
How many anuual miles do you think you will drive -ask for help on this from the agent
Previous driving classes
previous tickets or accidents
how many miles to work/school each day
Now, with all that they add in
what kind of car 2wheel drive is cheaper than 4wldr
sports model or normal family car
special model or normal family car
year and value of car
They add this all up, the top info stays the same no matter what kind of car you buy, the bottom portion changes with each type of car
a car that for exaple has a xke after its model name will be a dif price than the xk model, you know, those numbers you see on the outside of the car, the model destinction can greatly add to costs, even if the car does not have those actual features in it!!
Look at a few cars in a paper that you want to say think of buying, call the ins company and ask bout quotes, they will ask questions such as engine size, just pick one they offer for comparriaisons sake, they will ask about doors they will ask about safety features, just make up something, and get quotes on a few dif cars like a 98 camery, a 2001 explorer, a 2005 chevy something, and that way you can see how much ins varies, there is no way for me to put down prices, my age, zip code, years of driving and type of car, will not compare to a younger person ext ext. The highest times are until you are 25 years old. Save money by following all speed laws, I cant stress that enough, my ticket recently, was 180.00 plus and additional 15 a month in insurance costs for the next 3 years I think it is, wow thats alot of money Id like to be spending on something else!! Iam old I too learned the hard way, I was not able to take traffic school as I was on vacation and not able to do traffic school. Credit has no bearing on car insurance
Taking out students loans, does not hurt your credit. Failing to make the required payments on those loans hurts it. If you pay on time, having student loans actually helps your credit score.
The insurance rate depends on where you live, and what kind of insurance you get. You can go to progressive.com, enter your information and get an idea of what the price will be.
I pay about $70, liability only.
If you need a price just go here or
fill the form and get quotes from some of the top insurers in the USA today. They cover the 50 states. It’s free and you don’t have to actually buy anything, it’s well worth it because you get to compare all these quotes and can then pick the best one for your needs/price.