How much does an older new driver pay for car insurance?
Friday, November 27th, 2009 at
3:24 pm
CaprianaS asked:
I am in my early 40′s and will be taking driving lessons for the first time next week. My plan is to get a car as soon as possible. All the research I’ve done about car insurance is geared towards new teen drivers, but nothing is ever mentioned about how much a new driver my age would pay? Does anyone know a ballpark figure?
I am in my early 40′s and will be taking driving lessons for the first time next week. My plan is to get a car as soon as possible. All the research I’ve done about car insurance is geared towards new teen drivers, but nothing is ever mentioned about how much a new driver my age would pay? Does anyone know a ballpark figure?
Filed under: Car Insurance
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Getting new car insurance is one of the simplest ways to save on car expenses. You can get a quick quote online they often give you competing quotes.
I know people who have used and recommend
In most states, you are rated on your age, not your driving experience. That is lucky for you, because odds are your rates will be low.
In CA, you are rated on “years licensed,” so that a new driver of any age is rated like a 16-year-old. I’ve worked with policies in aboutg 30 states, so I can’t say that this is completely universal, but CA is the only state I’ve ever encountered that does it the latter way.
It depends on many factors…including your credit rating! If you’ve never had a license, you’ll pay a bit more.
The big factors are a person’s past driving record and record of tickets and accidents, going back about 35 months; Passing a driving course will cut your costs some. If you own a home and have property insurance on it, you’ll pay less. It matters where you live; what is your area of town’s accident and car theft rate. How far do you drive to work and about how many total miles per year? There are many coverage options that costs money based on either your deductible or coverage limits.
Good luck!
Call a local auto insurance agent and ask them. Depends on the type and amount of coverage you want.
It depends on a lot of factors, try this site
here you can get quotes from different companies in your area.
Is it your car? Financing it? Garaged? live in the country? City? The idea is to *know exactly what cover you require*, then shop around for price, making sure you only use licensed insurers and agents who have a good record.
This is a set of insurers that will fight with one another to get your business:
You could try to use google it first,here
has some direct information which I think is might be helpful.
Help yourself – you can check your quotes in internet, for example here – autoinsurance.undonet.com