Does your medical insurance cover what your car insurance does not if you were in a car accident?
Wednesday, March 25th, 2009 at
11:23 pm
cheesy asked:
I was in a car accident and this guy without a license totaled my car. I had to go to the emergency room for medical care. My insurance will cover up to $5000 of the bill. Well the bill is about $8000. If they bill my medical insurance is there a possibility they will cober the rest?
I was in a car accident and this guy without a license totaled my car. I had to go to the emergency room for medical care. My insurance will cover up to $5000 of the bill. Well the bill is about $8000. If they bill my medical insurance is there a possibility they will cober the rest?
Tagged with: Care Insurance • Emergency Care • Insurance Cover
Filed under: Car Insurance
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Your auto insurance does not cover your medical costs.
yep absolutely–it’ll just be like you have 2 insurance companies…your auto will be your primary insurance, and your medical will be your secondary. So just submit a statement from your auto insurance, a copy of the original bills, and a claim form for your medical insurance.
~~Yes, your medical insurance will cover. Just let them know what is happening, and they will handle it.~~
Yes your regular insurance will cover the rest BUT most likely not in full. You are most likely going to have a balance of some sort. But rest easy because doctor’s offices usually will set you up on a payment plan for any balance owed and hospitals most likely do the same.
I am not gonna say that I am totally sure about the answer.it is really depending on the personal feelings.thus it would better for you to try to find the best answer yourself.Here is a good resource for reference though.