Can I still be on my parents car insurance policy if they are in a different state?
Thursday, August 27th, 2009 at
7:08 pm
FORK F asked:
I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?
I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?
Tagged with: Car Insurance Policy • Insurance License • State California
Filed under: Car Insurance
Like this post? Subscribe to my RSS feed and get loads more!
If you live in California you need to put the CA plates on your car. And you need to transfer your auto insurance to an agent in CA. If your with a nationwide big company all they have to do is transfer the policy.
Just wait and you will get a letter from DMV asking for your insurance info because when your insurance is not in CA the CA DMV does not get notified you have insurance.
I would take care of business now and get your insurance transfered ASAP before you get pulled over and get a ticket. I know insurance probly cost more here in CA than in UT and I bet that is why you still have not transfered your policy here. But you have been very lucky. I would not press my luck. Get your insurance transferred so the CA DMV knows you have insurance. Your insurance company in CA will notify the DMV. Your Utah insurance will not.
FORK F, I suggest you call a nearby auto insurance agent to help. Since I live in Georgia I can’t recommend an agent in California, but here is an online resource that can help you.
Good Luck.
I the insurance states where you live you shouldn’t have to get it changed. You are covered no matter where you live. But just in case you should call your parents insurance and they’ll be able to answer any question you have. Most insurance company’s know their restrictions back and forth. But honestly in the long run…you should get your own policy with another agent and that would help you build your credit rating and if something did happen under your parents insurance you’d feel bad in their premiums went up!
based upon your situation,I believe that you might find something helpful here.
as long as the insurance company shows the car is registered in CA you should be fine. You should be getting CA ID cards as well as Utah id cards. I recommend you call the Dmv to be sure that will work in your state but I do insurance work in your state and never seen it to be a problem.
This site also provide some tips about this -
Hope that helps.