by L-plate big cheese

A question asked by mom2omar: How do you get proof of car insurance without a car?
I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
I have been in contact again with the insurance company and here is what they wrote back “The only proof we can accept to remove youthful driver’s is Proof of
Other Insurance.” What is the age limit on a youthful driver? My brohter is 24.

The best answer:

Answer by Ebony Cowboy
call your insurance agent and them them to send you a ins card or proof that you are insured

Agree or disagree? Leave your own thoughts below.

Technorati Tags: Insurance, proof, without

by kahala

A question from Amanda: What is the least amount of car insurance I need to have on a car that doesn’t have a loan on it?
I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won’t raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won’t be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.

Now, I am going to get insurance on a car that doesn’t have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won’t be high risk anymore?

P.S. I live in Wisconsin, where it isn’t illegal if you don’t have insurance on your car.

The No 1 answer:

Answer by adjuster5
Call your local insurance agent and tell him you want the basic liability auto policy for your car. This will cover any damage you are at fault for but will not cover your car.

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Technorati Tags: amount, doesn't, Insurance, least, loan, need

by rhett maxwell

A question asked by hedonist: How does rental car insurance offered by credit card companies (when you use the card) work?
I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

The top answer:

Answer by Mike C
I think if I remember right, the credit card only covers the deductable portion of your auto insurance. You would be best serve to contact your credit card company to make sure.

Provide your own answer to this question below!

Technorati Tags: card, companies, Credit, Insurance, offered, Rental, work

by Patrick Pearce

Question by True2it: Where do car insurance companies get your driving record in CA?
I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?

Most comprehensive answer:

Answer by Terry G
It’s the DMV they will check. If you were not cited a couple of years ago, then it would not be on your DMV record. You should be fine as long as you were not cited.

Agree or disagree? Leave your own thoughts below.

Technorati Tags: companies, driving, Insurance, record

by Team Dalog

A question from Steven: How does the whole car insurance thing work?
I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.

No 1 answer:

Answer by Al M
If you park your car on your parent’s property, and never drive it anywhere, you might not need to have any insurance.

But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.

While you are living under your parent’s roof, they can add you to their insurance policy … this will be expensive, but not as expensive as a policy in your own name.

Once you go to college, and live wherever the college is, no longer under your parent’s roof, then you do need to have policy in your own name.

What do you think? Leave you answer below!

Technorati Tags: Insurance, thing, whole, work

by Aaron Edwards

A question asked by css: Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?

Selected answer:

Answer by daddyporky@verizon.net
yes by all means buy the insurance… they can sue you.. that insurance covers you for collision and libality… the extra price is worth it .. if you damage that car or someone lets say scratches it or puts a dent in the door you are liable…. when you rented the car with all that paper work you AGREED TO PAY FOR DAMAGES.. ok buy it..

Whether you agree or disagree, why not leave your own thoughts below.

Technorati Tags: even, Insurance, necessary, policy, Rental, though

by James Donavon

A question asked by 2007: Car InSuRaNcE!!!!!!!!!!!!!!!?
if i buy a cheap second hand car and want 2 get insurance on it, how much will it cost?? Am 17 and a learner driver.. im buying the car to help me drive better individually.

thanks

Top answer:

Answer by bestbet77
Expensive. Depends on your driving record, criminal record, credit, etc.

What do you think? Leave you answer below!

Technorati Tags: Insurance

by L-plate big cheese

A question from –RECii–: CAR INSURANCE?????????????
when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

The best answer:

Answer by Queen B
they will require proof of insurance before you take the car. your agent can fax them the proof.

How about adding your own answer to the comments below!

Technorati Tags: Insurance

by riacale

Question by MicroNap: Car Insurance?
I am planning to buy a used 1992 Honda Prelude for $ 2,700.00. How does the insurance work? Does the price of the car that I paid or the retail price, plays as a factor of how much I would have to pay monthly for insurance. What insurance company would be the best for a new driver with her G2 only? Does anybody have an idea of how much it will cost me (approximately monthly) for the insurance? What other fees or cost will I have to pay for?

Selected answer:

Answer by p37ry
The cost of insurance is based mainly on the safety of your car and your driving record.

Here (in the states) younger drivers pay higher premiums, and in some places are required to carry full coverage.

You can check online for price quotes. See my sources for details.

If you know better then please let us know below.

Technorati Tags: Insurance

by jessica mullen

Question posed by oohmfgitstonyy: Car insurance?
How much is car insurance? im 15 and im planning on getting a car when i can drive. or my parents are going to buy me a car, and i want a scion tc. it has 2 doors and my parents said the insurance would be expensiver. So how much is a 2 door insurance? because i want the scion TC but if its expensive then my parents won’t buy me it :[

Selected answer:

Answer by jaws65
it depends on where you live but it could be about 1000 dollars a year

How about adding your own answer to the comments below!

Technorati Tags: Insurance