Chris B asked:


I am taking a survey. I need to know how much you pay for car insurance, how old you are, and what gender you are. Thanks.
ok, I have 7 answers so far and only 1 person has answered my question. This is a survey. I AM NOT LOOKING FOR QUOTES! If anyone else answers this, please just give my your age, sex, and how much you pay for car insurance. Nothing else.

Tiff asked:


Need to know the type of insurance people get when they don’t own a car.

NickieD asked:


I moved from Ohio to Oklahoma and my car insurance rates went way up. Now I’m moving to Florida. I was just curious how Florida rates and if my insurance will be more or less expensive there? Thank you!

If you are considering leasing a car you will still need to purchase your own auto insurance policy. When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered if something happens to the car. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company from financial harm.

So whoever is financing your car will require you to buy both collision and comprehensive coverage for the vehicle. Collision covers damage to the car from an accident with another automobile or object and comprehensive is coverage for losses from something other than a collision with another car or object. They will generally want you to purchase: liability coverage $100,000 per person/$300,000 per occurrence, property liability coverage $50,000 and comprehensive and collision for actual value with no more than $500.00 deductible.

This may be more coverage than you would usually buy, so your insurance expense may be increased. In this case, you would benefit from shopping around to try to get a better rate. Insurance experts say you can nearly always get the higher level of insurance at about the same rate as you are currently paying by getting quotes from a few different insurance companies, seeking out discounts that you qualify for and adjusting your coverage.

In addition to the regular auto insurance, on a leased car, you will have to pay gap insurance. The “gap” is the difference between the amount you owe the leasing company and the amount the insurance company pays out if your car gets totaled. Cars depreciate in value quickly so when a car gets totaled there is usually a gap between the fair market value and the loan amount. The cost of gap insurance is generally rolled into the lease payments. You don’t actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a “gap waiver.” This means that if your leased car is totaled, you won’t have to pay the dealer the gap amount.

By: Marilyn Katz

About the Author:

. asked:


lets say a 21 year old person goes to a car insurance company and is quoted $2000 for full coverage auto insurance. how much do you think this person will be charged at the same company at 25 years old?

smoothop asked:


if fault is yours for accident and you hit a car then does your insurance company pay for the damages ?
I know it was silly to drive alone but I had an exam and nobody around to come with me. Car is mine which is salvage now. Now the question is that if I could not pay the second party’s expenses, what will be the case? monthly payments with irrational interest rates or community service or end up in jail ?

imranyusufcomedy asked:

A parody of "women only" car insurance adverts. Starring Comedienne Luisa Omielan. Written by Imran Yusuf. Camera and Edit by Mark Jackson. Special thanks to Deelan Sital.

LIZY asked:


I am 22 and I will be getting my first car soon. It is used and in good condition. I am wanting to put my mother on the insurance as well so we can both drive the car and be covered.

trump4343 asked:

Instant Car Insurance Quote. Get Quotes Save 40% Or More…Guaranteed! Quotes Are Fast And Free…It Takes 2 Minutes To Save 40% On Your Current Rates. www.lowratescarinsurance.info Our Instant Car Insurance Quote Is Always Free And Guaranteed To Save You 40% Or More. There Has Never Been A Better Time To Save.

NICHOLAS asked:


Someone hits my car while I parked on the street, the lady hits 2 cars. My car value is 11,000 (my car is one way) and the other car value is 2,000. The lady’s insurance only cover up to 10,000. So I only can get 84% of the 10,000 (so i got $8461)

How I ask for more money?
I cannot claim my own insurance, b/c insurance only cover if i hit someone’s car.

No cover on my car.