Da Pep asked:


My sister bough a car, she has no license so she can’t get it register, but my cousin said she will let her put the car under her name and set insurance, until she gets her license back, but what happens if my sister gets pull-over for whatever reason, will my cousin get a ticket or what??
I know that this is all stupid but OH well they are over 18, so is up to them.

They live in Texas by the way.

Amber <3 asked:


I was in a car accident recently, my fault, and I totaled my car. The truck I hit has only $175 of damages on it. So how will my insurance company determine how much my insurance will go up? Do they just go on how much damage they have to pay for on the other car? Or do they raise it because I’m not a “safe driver” and I’m now more liable to be in more accidents?

Strikeout asked:


Im a male driver under 20. I have had one crash before (in my mums car) and no other troubles.

Im planning on buying a 2001 Hyundai for 6,000. Its a pretty standard car, that is pretty tidy.

What sort of insurance am i looking at per month for this car?

Power10 asked:


I’ve never had car insurance and I’m about to purchase a car. I’ve been researching different companies and they are all pricey. Should I wait until I’m 25 to get my own insurance since it will be cheaper or is the price based off other factors? I’m currently 24 years old and never had insurance under my name.

pkunal asked:


About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.