Arianna D asked:


I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS System. Pretty soon after that I discovered that my car does not have such a system. I would like to inform my insurance because I do not want to have problems in case there is an accident. But will they cancel my insurance if I tell them the truth?

Allan N asked:


I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?

Riley B asked:


I want to start selling car insurance, but I don’t know how to get go about getting a license and getting set up to sell this.

Samantha B asked:


What can i do if a car insurance company tells you they will refund your money when you get in a accident, and your car is the one who needs to be fixed?And you were covered by them at the time?

macmod18 asked:


I am 16 years of age and a new driver. My parents are gonna get me a civic. Does the brand or year of the car matter for insurance? Will my basic car insurance be high if my civic was new?

wtfitsnguyen asked:


Car insurance is the only insurance that people are afraid to use. Its ridiculous. I mean if you are sick you use your medical insurance. If your house gets flooded you use your flood insurance. If your tv breaks down you use your tv insurance.

But when you rear end another car you try your best to give them money to repair the car instead of using the insurance that you pay your hard earned money for? I’m sorry but doesn’t this sound stupid?

Isnt the point of paying for insurance is to use it when needed? Im sure all of use try our best to drive safe but when it comes time to use the insurance we try our best not to. if we have a scratch on our car we pay it out of our own wallet. These deductibles and price increases after using insurance is crazy.

Anyways just my rant about car insurance. What do you guys think of it?

Jenna B asked:


Do car insurance companies offer discounts on car insurance to those enlisted in the military. I’m going to be going off to the air force soon and I’ve decided i’m definately not taking my car. If I happen not to sell it either and just leave it at home, how do car insurance companies help with that? Do they give discounts to those away on military duty?

Lauren B asked:


My wife and I just had an accident in a parking lot in which we backed into another car that had almost completely backed out already. No one was hurt, but the damage caused by our car is between $1,000 and $1,500. We will not have the damage to our car repaired. This accident is our fault; however, both of us have had a completely perfect driving record up until now. We just want to know how much this accident is going to make our insurance go up.

Tara asked:


I understand that Michigan is a no-fault state, and as a result everyone gets this PLPD insurance or something. I’m moving from Pennsylvania and had full coverage on my car for about $90/month. I thought PA and MI were both no-fault, but it seems different and the rates I’m being quoted for the same insurance in MI are higher. I’m so confused!! Also, right now I am on State Farm. I’m 25 but on my mom’s plan, and I am getting married/changing my last name and I now live in Michigan so it is past time for me to pay for my own insurance.
Right now I’m on State Farm, and there are agents both here and in PA, but their rates seem to be high.

foxtrot asked:


I am the only driver in my household but I plan to get my son a car and register it under my name and put it on my insurance. He has a license and lives at a different address. Would the insurance company get suspicious about anything?